Our construction mortgage financing is available for new homes, major additions, and enhancements at very competitive rates and terms.

With a construction-to-permanent mortgage, you can save time and money while building the home of your dreams. Two construction programs are available, one for individuals who wish to finance the construction of a home, and one for individuals who plan on buying the completed home. For the latter, our 120-day rate lock protects the buyer against a rate increase.

Our construction loans have been recognized for excellence by the Home Builders & Remodelers Association of Connecticut (HBRA). In 2014 & 2015, we received the Home Building Industry (HOBI) Award for Best End Loan Package for a Community in the state of Connecticut.

Our customers enjoy the convenience of having all of their finances in one place. Our mortgage loan officers walk you through the process so that your experience is personal and less confusing. It's also easy to pay your loan off, with automatic recurring payments. Best of all, you'll enjoy direct communication throughout the process—something the bigger banks can't match.

Benefits include:

  • One closing that covers both the construction and permanent financing
  • Flexible construction terms
  • Loan amount of 75% of appraised value, or cost of land plus improvements—whichever is lower
  • Flexible loan disbursement schedule
  • Quick turnaround on inspection requests
  • A 120-day rate lock for purchase-upon-completion loans

Are you ready to begin construction of the home of your dreams? Apply online, give us a call at (800) 730-6603, or stop by in person and we'll help you finance it.



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